So much for those promised rate cuts in auto insurance: my insurance just went up 38%. This on a ten-year old car, for a female driver over 25, with no tickets, zero accidents, and who walks to work every day.

I’m not sure if I should be happy that I have a good driving record and that it didn’t go up more, or sad that I don’t deserve a 38% increase.

Thankfully, my car insurance was not extravagant, so although it is a monstrous increase when you consider the percentage, it doesn’t have a disastrous impact on my bank balance.